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Take-charge Steps Help Deal with Job Loss
Thousands of Americans are facing either the reality or the threat of job loss. If you, or someone close to you, faces unemployment, here are some things to keep in mind:

  • Rebuild your emotional strength before you begin working on the road to recovery. Losing a job under any circumstances is traumatic to most people.

  • You will naturally go through a grieving process. Let yourself grieve and recover emotionally.

  • Don't be afraid to take a time out from your concerns. Go for long walks. Rest more. Relax more. Try to refresh your spirit with whatever books, music, activities or rituals you find comforting and inspiring.

  • Nurture positive thoughts. Positive thoughts lead to positive action. Know that you have been successful in the past and will be successful again.

  • Reach out to family and friends. Let them help you.

  • Use this fateful event as an opportunity to refocus your values and redefine your goals. Identify what's most important in your life and define your goals accordingly. Don't dwell on the things you can't control. Instead, work on the things you can control.

  • Survival Steps

    As soon as you feel strong enough, take the necessary steps to survive hard times:

  • Notify creditors of your situation and inform them of your ability and plans to make payments. However, don't make promises you can't keep.

  • Sit down with the members of your household and list all expenses. Determine which expenses can be eliminated, reduced or deferred. Make cuts that are really going to count.

  • Develop revised written budgets covering the next several months, based on the new information you develop. Control your spending accordingly.

  • Use new credit only for absolute necessities that cannot be delayed, forgone or paid for in any other way. Keep careful account of the credit used.

  • Take steps to regain employment. And take advantage of available programs, benefits and insurance to supplement your income. Seek help that you need and follow through in using it.

  • Make use of community resources to maintain health, vitality and a positive outlook. Eat well, sleep well and maintain social contacts.

  • Comfort, Don't Cheer

    If family members or friends are facing job loss, remember that grieving is a natural process. Grieve with them. Don't try to cheer them up before they're ready. Support them emotionally with your presence, your assurances and your willingness to listen. Be a good companion, providing sincere interest, compassion and positive talk.

    The best motivation is often the high regard and high expectations our friends have for us. Present a canvas filled with sincere compliments, exciting challenges and positive expectations.

    Above all, provide the practical help your loved one needs while recovering emotionally. Help do the tasks that need to be done and help shoulder the concerns that need to be shouldered so recovery can proceed quickly.

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